Hello Brothers and Sisters, I was raised Credo, I have remained Credo. Yet, I have some most likely classic questions about Peado (I am always willing to learn and be proven wrong). I think a good starting point would be this. Is Baptism the visible sign of the New Covenant being applied Or Is the Sign of the New Covenant the indwelling of the Holy Spirit. Romans 2:25–29 (ESV): For circumcision indeed is of value if you obey the law, but if you break the law, your circumcision becomes uncircumcision. So, if a man who is uncircumcised keeps the precepts of the law, will not his uncircumcision be regarded as circumcision? Then he who is physically uncircumcised but keeps the law will condemn you who have the written code and circumcision but break the law. For no one is a Jew who is merely one outwardly, nor is circumcision outward and physical. But a Jew is one inwardly, and circumcision is a matter of the heart, by the Spirit, not by the letter. His praise is not from man but from God. To me this speaks clearly that the sign is no longer an outward one, but it is now inward.