Earl,
I'd be interested to know of any theologian who shares your view. To begin with, much Biblical prophecy has nothing to do with predicting the future. Moreover, Scripture itself talks about people "prophesying" whose words are not written down in its pages. For example, Numbers 11:25-26; Acts 21:9; 1 Cor 14:1-3. None of that depends at all on your view of cessationism vs continuationism.
I've argued elsewhere (see the Festschrift for Vern Poythress) that everyone functionally operates with a broader and a narrower definition of prophecy: "Prophecy" (with a capital "P") which is "Thus says the Lord" standard revelation from God (which no theologian I know of identifies exactly with Scripture) and "prophecy" (small "p") which covers a wider range of Spirit-inspired phenomena. The difference lies in what they call the wider range (though William Perkins called his preaching textbook "The Art of Prophesying" and Dick Gaffin talks in Perspectives on Pentecost about the "prophethood of all believers"), which suggests that thoughtful cessationists are not quite as closed to the continuation of "prophecy" as you might think (I suspect Rev. Winzer's distinction is an attempt to address the same issue). The differences tend to lie in whether they think NT prophecy has a "P" or a "p" - and therefore whether "P/prophecy" continues. I've argued that (contra both Gaffin and Grudem) both kinds of prophecy exist in both Old and New Testaments; "Prophecy" has ceased, with the completion of the major events of redemptive history, but "prophecy" in the sense of the wider work of the Spirit continues. Having said that, it's probably better not to call such things "prophecy" but use more precise language like "extraordinary providence", because the average person in the street (like yourself) hears "prophecy" and immediately thinks "infallible prediction of the future".