That would probably help but I think I figured it out.
What is non-living faith?
"Faith is necessary to the Christian character; and must therefore precede regeneration, when this is understood in its widest sense. Even in the restricted sense, in which it denotes the beginning of the spiritual life, faith, in the sense in which James[140] uses the term, may precede. But a faith which exists before the beginning of spiritual life, cannot be a living faith."